OFFICE DETAILS. Hamlin Bank and Trust Company Eldred branch is one of the 6 offices of the bank and has been serving the financial needs of their customers in Eldred, Mckean county, Pennsylvania since 1909. Eldred office is located at 151 Main Street, Eldred. You can also contact the bank by calling the branch phone number at 814-225-4767. Hamlin Bank and Trust Company operates with 5 branches in 5 different cities and towns in the state of Pennsylvania. The bank also has 1 more offices in one states. Locations with Hamlin Bank and Trust Company offices are shown on the map below. Use our loan calculator to help you determine the loan financing amount and payment options that are best for you. Web browser must support JavaScript. Enter how much you can afford to save each month, how long you can save this amount, and the interest rate you can get on your savings and this script will display your total savings.You may notify us by sending an e-mail to [email protected] or by mailing a signed letter sent to the attention of Customer Service, Hamlin Bank and Trust …STATEMENT. Pursuant to the provisions of section 24 of the Federal Deposit Insurance Act, Hamlin Bank and Trust Company, Smethport, Pennsylvania ("Hamlin"), has filed an application with the Federal Deposit Insurance Corporation ("FDIC"). Hamlin requests the FDIC's consent to acquire and retain indirectly through a wholly-owned subsidiary ...member fdic. the bank that takes care of its customersHamlin Bank and Trust Company Jan 2006 - Present 18 years 3 months. Branch Manager PNC Nov 2004 - Dec 2005 1 year 2 months. Warren, PA Branch Manager Beneficial Finance Apr 2001 - Oct ...Use our loan calculator to help you determine the loan financing amount and payment options that are best for you. Web browser must support JavaScript. Enter how much you can afford to save each month, how long you can save this amount, and the interest rate you can get on your savings and this script will display your total savings.Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH (Automated Clearing House) direct deposits, bill payments, and other automated transfers. The routing number can be found on your check. Bank Routing Number 031309505 belongs to Hamlin Bank & Trust Co. It routing both FedACH and …member fdic. the bank that takes care of its customers You can also contact the bank by calling the branch number at 814-837-8471. For working hours, online banking and other bank services, please visit the official website of the bank at . Name : Hamlin Bank and Trust Company, Kane Drive-In Branch. Location : 2 Birch Street, Kane PA 16735, Mckean County. Phone : 814-837-8471. Hamlin Bank and Trust Company Olean branch is one of the 6 offices of the bank and has been serving the financial needs of their customers in Olean, Cattaraugus county, New York for over 9 years. Olean office is located at 2102 West State Street, Olean. You can also contact the bank by calling the branch phone number at 716-543-4000 Showing 1 - 8. Hamlin Bank and Trust Company - Olean Branch. Full Service, brick and mortar office. 2102 West State Street. Olean, NY, 14760. Full Branch Info | Routing Number | Swift Code. Hamlin Bank and Trust Company - Bradford Branch. Full Service, brick and mortar office. 671 East Main Street.Hamlin Bank and Trust Company, MOUNT JEWETT BRANCH Full Service Brick and Mortar Office: Location: 35 E Main St Mount Jewett, PA 16740 Mckean County View Other Branches : Phone: 814-778-5441: Branch Deposit: $24,484,000: FDIC Cert: #11113: Established: 10/01/1962: Write a Review. The Bank: Name: Personal Banking: Certificate of Deposit Account. Pays a higher earnings rate than savings accounts. Earnings can either be compounded, paid by check or deposited into a Hamlin Bank and Trust Company checking or savings account. Terms from 182 days to 30 months. 24/7 Online Banking and Telephone Banking. Please contact a Customer Service ... Call us at855-773-8778. Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs. At Hanmi Bank, we provide all the tools you need to achieve your financial and life goals. Learn more about our personal and business banking options today.Detailed data for HAMLIN BANK AND TRUST COMPANY, SMETHPORT, PA; RSSD-ID: 291611. FDIC Certificate Number: 11113. Assets and Liabilities (December 31, 2011) Dollar figures in thousands; 80 Total employees (full-time equivalent) $414,407 Total assets; $43,122 Cash and due from depository institutions;Respresentative at Hamlin bank and trust company Mount Jewett, PA. Tammy Alexis-Quaw Restaurant Cashier at Fuji Japan Prince George, BC. 3 others named Tammy Alexis are on LinkedIn ...2 reviews of Hamlin Bank and Trust Company "I would give 0 stars if I could. These ladies working at 2pm on May 10th 2022 gave me nothing but attitude and disrespect for a mistake on my account that is 100% their fault. You would think that they would be a lot nicer, knowing that the issue was their fault but NOPE. They were just bothered by my questions.Hamlin Bank & Trust Company at 333 W Main St, Smethport, PA 16749. Get Hamlin Bank & Trust Company can be contacted at (814) 887-5555. Get Hamlin Bank & Trust Company reviews, rating, hours, phone number, directions and more.Smethport office is located at 333 West Main Street, Smethport. You can also contact the bank by calling the branch phone number at 814-887-5555. Hamlin Bank and Trust …Hamlin Bank and Trust Company Branch Location: Branch Name: OLEAN BRANCH Address: 2102 W State St Olean, New York 14760 OLEAN BRANCH was established 04/09/2015. They are one of 8 branch locations operated by Hamlin Bank and Trust Company. For ATM locations, drive-thru hours, deposit info, and more information …iPhone Screenshots. Hamlin Bank and Trust Mobile Banking is convenient and secure. Now you can manage your accounts anytime, anywhere from your mobile device. Manage your accounts: Check account balances. View recent transactions, including check images. Transfer money between accounts. Receive alerts.Hamlin Bank and Trust Company operates with 5 branches in 5 different cities and towns in the state of Pennsylvania. The bank also has 1 more offices in one states. Locations with Hamlin Bank and Trust Company offices are shown on the map below. You can also scroll down the page for a full list of all Hamlin Bank and Trust Company Pennsylvania ...More Info Email Email Business Extra Phones. Phone: (814) 368-5970 Fax: (814) 368-5970 Payment method mastercard, visa, debit, amex, discover, all major credit cards AKA. Hamlin Bank & Trust CoGallup Law Offices. Nov 1998 - Apr 2018 19 years 6 months. Estate Administration, Real Estate, Litigation, Estate Planning, Office Management, IT.The Hamlin Bank and Trust Company, Olean Branch is giving service at 2102 West State Street, Olean NY 14760, Cattaraugus County. You can also contact the bank by calling the branch number at . For working hours, online banking and other bank services, please visit the official website of the bank at . Name : Hamlin Bank and Trust Company, Olean ...Hamlin Bank and Trust Company is located in Smethport, Pennsylvania, United States. Who are Hamlin Bank and Trust Company 's competitors? Alternatives and possible competitors to Hamlin Bank and Trust Company may include Orange Bank & Trust Company, Morrill & Janes Bank and Trust, and Columbus First Bank.Hamlin Bank and Trust Company at South Fraley Street. Kane, PA. Hamlin Bank and Trust Company at East Main Street, Bradford PA - Branch location, hours, phone number, holidays, and directions.Bradford, PA 16701. Write a Review. Northwest Bank, Bradford Branch (1.8 miles) Full Service Brick and Mortar Office. 33 Main St. Bradford, PA 16701. Hamlin Bank and Trust Company, BRADFORD BRANCH at 671 E Main St, Bradford, PA 16701 has $44,385K deposit.Rate this bank, find bank financial info, routing numbers ...Read 8 customer reviews of Hamlin Bank and Trust Company, one of the best Banks businesses at 2102 W State St, Olean, NY 14760 United States. Find reviews, ratings, directions, business hours, and book appointments online.23.74. +0.38%. WDFN Woodlands Financial Services Company. 18.50. 0.00%. Find the latest Hamlin Bank and Trust Company (HMLN) stock quote, history, news and other vital information to help you with ...Hamlin Bank & Trust Company at 333 W Main St, Smethport, PA 16749. Get Hamlin Bank & Trust Company can be contacted at (814) 887-5555. Get Hamlin Bank & Trust Company reviews, rating, hours, phone number, directions and more.Hamlin Bank and Trust Company is committed to protecting your privacy and security. We will never initiate a request for sensitive information, such as a Social Security number, account number or PIN, from you via email. We strongly suggest that you do not share your personal ID, password, PIN or account number with anyone.STATEMENT. Pursuant to the provisions of section 24 of the Federal Deposit Insurance Act, Hamlin Bank and Trust Company, Smethport, Pennsylvania ("Hamlin"), has filed an application with the Federal Deposit Insurance Corporation ("FDIC"). Hamlin requests the FDIC's consent to acquire and retain indirectly through a wholly-owned subsidiary ...Hamlin Bank and Trust Company Branch Location: Branch Name: OLEAN BRANCH Address: 2102 W State St Olean, New York 14760 OLEAN BRANCH was established 04/09/2015. They are one of 8 branch locations operated by Hamlin Bank and Trust Company. For ATM locations, drive-thru hours, deposit info, and more information …member fdic. the bank that takes care of its customersEstablished in 1863, Hamlin Bank and Trust Company is a full-service financial institution that offers various personal and commercial investment and lending solutions. The bank provides checking, savings and individual retirement accounts. Its range of products includes automobile, home equity, construction and commercial mortgage loans. Hamlin Bank and Trust Company operates with 5 branches in 5 different cities and towns in the state of Pennsylvania. The bank also has 1 more offices in one states. Locations with Hamlin Bank and Trust Company offices are shown on the map below. News. Hamlin Bank contributes $100,000 to new building. June 29, 2022. Hamlin Bank and Trust Co. has given a $100,000 gift toward the construction of the George B. Duke Engineering and Information Technologies Building at the University of Pittsburgh at Bradford. The building, currently under construction adjacent to Hanley Library, will …See the latest Hamlin Bank and Trust Co stock price (HMLN:PINX), related news, valuation, dividends and more to help you make your investing decisions.Hamlin Bank and Trust Company, MOUNT JEWETT BRANCH (1.3 miles) Full Service Brick and Mortar Office. 35 E Main St. Mount Jewett, PA 16740. Write a Review. Hamlin Bank and Trust Company, KANE BRANCH (9.8 miles) Full Service Brick and Mortar Office. 34 N Fraley St. Kane, PA 16735. Location. Telephone Number. Lobby Hours. Drive-Up Hours. ATM. Night Deposit: Safe Deposit. Main Office. 333 West Main Street Smethport, PA 16749 (814) 887-5555: 8:30 AM to 4:30 PM About Hamlin Bank and Trust Company. Hamlin Bank and Trust Company is located at 325 E Water St in Smethport, Pennsylvania 16749. Hamlin Bank and Trust Company can be contacted via phone at (814) 887-5580 for pricing, hours and directions. The 031309505 ABA Check Routing Number is on the bottom left hand side of any check issued by HAMLIN BANK & TRUST CO. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank. Hamlin Bank and Trust Company is a FDIC-insured bank with certificate number of 11113. The assigned Fed RSSD ID of Hamlin Bank and Trust Company is 291611. Hamlin Bank and Trust Company currently operates with 6 branches located in 2 states. The bank has most branches in Pennsylvania and New York. Hamlin Bank and Trust Company is the 108th ... Hamlin Bank and Trust Company, MOUNT JEWETT BRANCH Full Service Brick and Mortar Office: Location: 35 E Main St Mount Jewett, PA 16740 Mckean County View Other Branches : Phone: 814-778-5441: Branch Deposit: $24,484,000: FDIC Cert: #11113: Established: 10/01/1962: Write a Review. The Bank: Name:Hamlin Bank and Trust Company, OLEAN BRANCH (17.6 miles) Full Service Brick and Mortar Office 2102 W State St Olean, NY 14760. Hamlin Bank and Trust Company. Established: 12/31/1863: Branches: 8: Total Assets: $425,291K: Deposits: $328,112K: US Deposits: $328,112K: Net Income $-1,835,000: More Information...Stock analysis for Hamlin Bank and Trust Co (HMLN:OTC US) including stock price, stock chart, company news, key statistics, fundamentals and company profile.Hamlin Bank and Trust Company also issues certificates of deposit. It offers telephone and online banking services, as well as loan calculators. In addition, the bank provides ATM and debit cards for its account holders. Hamlin Bank and Trust Company offers trust services, including estate settlement and investment management.Hamlin Bank and Trust Company Branch Location at 35 East Main Street, Mount Jewett, PA 16740 - Hours of Operation, Phone Number, Address, Directions and Reviews. member fdic. the bank that takes care of its customers Hamlin Bank and Trust Company. Apr 2016 - Apr 2016 1 month. Bradford, Pennsylvania. Responsibilities include making both secured and unsecured loan decisions up to $10,000.00, all facets of ... Hamlin Bank and Trust Company is located in Smethport, Pennsylvania, United States. Who are Hamlin Bank and Trust Company 's competitors? Alternatives and possible competitors to Hamlin Bank and Trust Company may include Orange Bank & Trust Company, Morrill & Janes Bank and Trust, and Columbus First Bank.Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH (Automated Clearing House) direct deposits, bill payments, and other automated transfers. The routing number can be found on your check. Bank Routing Number 031309505 belongs to Hamlin Bank & Trust Co. It routing both FedACH and … 814-368-5555. 2102 West State Street Olean, NY 14760. 716-543-4000. Customer Service. 1-800-747-9443. [email protected]. www.hamlinbank.com. Established in 1863 and based in Smethport, Pennsylvania, offers convenient locations, with a variety of financial and trust services including online banking and ATM debit cards. Use our loan calculator to help you determine the loan financing amount and payment options that are best for you. Web browser must support JavaScript. Enter how much you can afford to save each month, how long you can save this amount, and the interest rate you can get on your savings and this script will display your total savings.Personal Banking: Certificate of Deposit Account. Pays a higher earnings rate than savings accounts. Earnings can either be compounded, paid by check or deposited into a Hamlin …RSSD ID 291611 | CERTIFICATE 11113 | ABA NUMBER 31309505: 333 W Main St: Quarter Ended : 2023-12-31: Smethport, Pennsylvania, 16749: Updated : 2024-01-30Hamlin Bank & Trust Company at 333 W Main St, Smethport, PA 16749. Get Hamlin Bank & Trust Company can be contacted at (814) 887-5555. Get Hamlin Bank & Trust Company reviews, rating, hours, phone number, directions and more.Personal Banking: Certificate of Deposit Account. Pays a higher earnings rate than savings accounts. Earnings can either be compounded, paid by check or deposited into a Hamlin Bank and Trust Company checking or savings account. Terms from 182 days to 30 months. 24/7 Online Banking and Telephone Banking. Please contact a Customer …Business Banking: Savings/IRA. Passbook Savings Account. Competitive interest rate. Low minimum balance requirement. 24/7 Online Banking and Telephone Banking. …To report lost or stolen Debit Card during non-business hours, phone 1-800-747-9443. ATM Locations. Smethport - 333 West Main, Street Smethport, PA 16749. Kane - 2 Birch Street, Kane, PA 16735. Mt Jewett - 35 East Main Street, Mt Jewett, PA 16740. Eldred - 151 Main Street, Eldred, PA 16731.Hamlin Bank and Trust Company Branch Location at 35 East Main Street, Mount Jewett, PA 16740 - Hours of Operation, Phone Number, Address, Directions and Reviews.HAMLIN BANK AND TRUST COMPANY | 19 followers on LinkedIn. ... Aqua Tech Pool Management, LLC Recreational Facilities Charlotte, North CarolinaHamlin Bank and Trust Company, MOUNT JEWETT BRANCH. Full Service Brick and Mortar Office. 35 E Main St. Mount Jewett, PA 16740. Write a Review. Hamlin Bank and Trust Company, EAST WATER STREET BRANCH. Limited Service Facility Office. 325 E Water St. Smethport, PA 16749.Hamlin office is located at 8028 Lynn Avenue, Hamlin. You can also contact the bank by calling the branch phone number at 304-824-7227. City National Bank Hamlin branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.bankatcity.com.Hamlin Bank and Trust Company Address 333 W Main St, Smethport, PA 16749-1139 Phone 814-887-5555 Type Main Office Servicing FRB 031000040 Last Change 2012-05-24. Hamlin Bank and Trust Company. Branch Locations ; Community & Agricultural Banking Small Business Banking Bank Holidays Banking Knowledgebase About UsDollar figures in thousands; $19,062 Total interest income; $3,814 Total interest expense; $15,248 Net interest income; $600 Provision for loan and lease losses; $861 Total noninterest income; $315 Fiduciary activities; $481 Service charges on deposit accounts; $0 Trading account gains & fees; $65 Additional noninterest income; $7,415 Total …Hamlin Bank and Trust Company, OLEAN BRANCH (17.6 miles) Full Service Brick and Mortar Office 2102 W State St Olean, NY 14760. Hamlin Bank and Trust Company. Established: 12/31/1863: Branches: 8: Total Assets: $425,291K: Deposits: $328,112K: US Deposits: $328,112K: Net Income $-1,835,000: More Information... The 031309505 ABA Check Routing Number is on the bottom left hand side of any check issued by HAMLIN BANK & TRUST CO. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH (Automated Clearing House) direct deposits, bill payments, and other automated transfers. The routing number can be found on your check. Bank Routing Number 031309505 belongs to Hamlin Bank & Trust Co. It routing both FedACH and …HAMLIN BANK AND TRUST COMPANY | 19 followers on LinkedIn. ... Aqua Tech Pool Management, LLC Recreational Facilities Charlotte, North Carolina2 reviews of Hamlin Bank and Trust Company "I would give 0 stars if I could. These ladies working at 2pm on May 10th 2022 gave me nothing but attitude and disrespect for a mistake on my account that is 100% their fault. You would think that they would be a lot nicer, knowing that the issue was their fault but NOPE. They were just bothered by my questions.The Trust Department at Hamlin Bank and Trust Company has nearly 160 years of experience administering estate and trusts. All services are administered locally and our team is always available to our customers in person, by phone and by email. We would appreciate the opportunity to serve you and build your trust. Our services include: Estate ...Hamlin Bank and Trust Company, MOUNT JEWETT BRANCH. Full Service Brick and Mortar Office. 35 E Main St. Mount Jewett, PA 16740. Write a Review. Hamlin Bank and Trust Company, EAST WATER STREET BRANCH. Limited Service Facility Office. 325 E Water St. Smethport, PA 16749. Hamlin Bank and Trust Company Olean branch is one of the 6 offices of the bank and has been serving the financial needs of their customers in Olean, Cattaraugus county, New York for over 9 years. Olean office is located at 2102 West State Street, Olean. You can also contact the bank by calling the branch phone number at 716-543-4000 Personal Banking: Loan Products. Mortgage Loans. We offer fixed-rate loans serviced locally by our friendly staff. Please contact a Hamlin Bank and Trust Company loan officer at our nearest branch office for more details about your specific financing needs. Consumer Loans. Personal Loans. Auto Loans. Home Equity Loans. Boat, Camper ...Hamlin Bank and Trust Company at South Fraley Street. Kane, PA. Hamlin Bank and Trust Company at East Main Street, Bradford PA - Branch location, hours, phone number, holidays, and directions.placed on your file and that no new credit be granted without your approval. - EQUIFAX - 1-888-766-0008. - EXPERIAN - 1-888-397-3742. - TRANSUNION - 1-800-888-7289. For any accounts that have been fraudulently accessed or opened, contact. the security departments of the appropriate creditors or financial institutions. Location. Telephone Number. Lobby Hours. Drive-Up Hours. ATM. Night Deposit: Safe Deposit. Main Office. 333 West Main Street Smethport, PA 16749 (814) 887-5555: 8:30 AM to 4:30 PM Use our loan calculator to help you determine the loan financing amount and payment options that are best for you. Web browser must support JavaScript. Enter how much you can afford to save each month, how long you can save this amount, and the interest rate you can get on your savings and this script will display your total savings.Detailed data for HAMLIN BANK AND TRUST COMPANY, SMETHPORT, PA; RSSD-ID: 291611. FDIC Certificate Number: 11113. Assets and Liabilities (December 31, 2011) Dollar figures in thousands; 80 Total employees (full-time equivalent) $414,407 Total assets; $43,122 Cash and due from depository institutions;Hamlin Bank and Trust Company. Apr 2016 - Apr 2016 1 month. Bradford, Pennsylvania. Responsibilities include making both secured and unsecured loan decisions up to $10,000.00, all facets of ... Hamlin Bank and Trust Company is a FDIC-insured bank with certificate number of 11113. The assigned Fed RSSD ID of Hamlin Bank and Trust Company is 291611. Hamlin Bank and Trust Company currently operates with 6 branches located in 2 states. The bank has most branches in Pennsylvania and New York. Hamlin Bank and Trust Company is the 108th ... Hamlin Bank and Trust Company. Apr 2016 - Apr 2016 1 month. Bradford, Pennsylvania. Responsibilities include making both secured and unsecured loan decisions up to $10,000.00, all facets of ...Automation and Routing Contact. HAMLIN BANK & TRUST CO. 333 W MAIN ST. SMETHPORT , PA 16749-1139. 814 887-5555. This institution currently has 5 active branches listed. Do you want to find out about service centers, dedicated phone numbers and special departments for this institutions, including all of their branches?About Hamlin Bank and Trust Company. Hamlin Bank and Trust Company is located at 325 E Water St in Smethport, Pennsylvania 16749. Hamlin Bank and Trust Company can be contacted via phone at (814) 887-5580 for pricing, hours and directions.
iPhone Screenshots. Hamlin Bank and Trust Mobile Banking is convenient and secure. Now you can manage your accounts anytime, anywhere from your mobile device. Manage your accounts: Check account balances. View recent transactions, including check images. Transfer money between accounts. Receive alerts.. Sea to pvg
Hamlin Bank and Trust Company offers personal and business banking, savings, iRA, certificate of deposit, loan and trust services. Established in 1863, it is the first bank to …Hamlin Bank and Trust Company. Apr 2016 - Apr 2016 1 month. Bradford, Pennsylvania. Responsibilities include making both secured and unsecured loan decisions up to $10,000.00, all facets of ...Frank is President and Chief Executive Officer of Canandaigua National Bank & Trust and its parent company, Canandaigua National Corp. in Canandaigua, NY. He joined Canandaigua National in 2004, as a member of the Board of Directors. Prior to joining Canandaigua National, Frank was a local defense attorney for more than a decade.Routing Number for Hamlin Bank and Trust Company in New York A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. … Hamlin B&T Co. Deposit Rates. Today's 12-month CD rates can be found at 2.02%, 6-month CD rates at 4.33% and 3-month CD rates at 4.06%. Current savings rates are at 0.50% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.38%. Credit Card rates are at 12.40%. Find Hamlin Bank and Trust Company branch locations near you. With 6 branches in 2 states, you will find Hamlin Bank and Trust Company conveniently located near you. The browser you are using will ask you for your permission to give your location. When you first visit this page, you should see a box appear asking for your permission to give ... Hamlin Bank & Trust Company, located in Kane, PA, offers a range of personal and business banking services including checking accounts, savings accounts, IRAs, certificates of deposit, and loan products. Hamlin Bank & Trust Company in Smethport, reviews by real people. Yelp is a fun and easy way to find, recommend and talk about what’s great and not so great in Smethport and beyond.Call us at855-773-8778. Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs. At Hanmi Bank, we provide all the tools you need to achieve your financial and life goals. Learn more about our personal and business banking options today. You can also contact the bank by calling the branch number at 814-837-8471. For working hours, online banking and other bank services, please visit the official website of the bank at . Name : Hamlin Bank and Trust Company, Kane Drive-In Branch. Location : 2 Birch Street, Kane PA 16735, Mckean County. Phone : 814-837-8471. 24/7 Online Banking and Telephone Banking. Direct Deposit. Please contact a Customer Service Representative at our nearest branch office for more details. Christmas Club Account. Competitive interest rate. Automatic contributions from a Hamlin Bank checking or savings account or as a payroll deduction. Contributions made as you prefer. .